Yes! Startups are eligible for specific funding programs, even if you haven’t been in business long. While options may be more limited compared to established businesses, we work with lenders that specialize in helping new businesses get the capital they need to launch and grow.
It depends on several factors — including your revenue, time in business, industry, and credit profile. Some businesses qualify for as little as $5,000, while others may receive offers up to $500,000 or more. Once we review your application, we’ll let you know exactly what’s available.
Not always! While some lenders have credit score minimums, others focus more on your business’s cash flow and overall health. Many programs are available for business owners with challenged or average credit — and we’ll help you find the right fit based on your full profile.
Absolutely. Once your application is reviewed, a Business Loan Specialist will walk you through the options that make the most sense for your situation. You’ll never be left guessing — we’ll explain the terms, costs, and steps in simple language so you can decide confidently.
In most cases, yes. Business funding can be used for working capital, payroll, marketing, equipment, renovations, inventory, expansion — whatever your business needs to grow. Some loan types may have specific guidelines, but we’ll always let you know upfront.
We recognize that every company has its own unique dimensions! Our goal is to give business owners access to diverse, flexible, and realistic funding solutions — whether you're just getting started or scaling to the next level. With personalized support, fast approvals, and zero pressure, we’re here to help you succeed on your terms.

From SBA Office of Advocacy for FY 2004 *projected higher in FY 2005
These stats reflect government guaranteed loans, however regional and local banks face this peril also, but at a higher rate, mainly due to faulty foundations, inconsistant data files and weak business credit profiles.
With ABAs you get Solutions
for your Small Business
Our company provides the corrective guidance to address and eliminate these discrencies. Our strategies enables business owners to acquire a strong foundation, maintain uniformed files which greatly improves overall fundability and growth.
© Authentic Business Advisors LLC 2025. All Rights Reserved.
We are a team of experienced in-house and independent Advisors who are dedicated to assist startups and growing businesses build strong foundations which is KEY to an on-going path to success. Our network of expert Advisory teams bring real industry knowledge and hands-on proven strategies to guide in their journey of formation, maintenance and growth when necessary.
Our Vision: We strive to positively impact the fundability of businesses by sharing our custom guidance and providing tested tools which will successfully enhance the goals and missions of businesses!
"I'm excited to meet with you soon, to discuss your company's vision and to strategize together for your success!"
Michele Mills-Smith, Founder | CEO